The Benefits of Insurance Brokers
As insurance brokers, our job is to represent you. We work with over 100 insurers to assist with Rural, Domestic and Business Insurance needs. We can recommend the best-suited insurance products based on what is most important to you, plus negotiate with insurers to get you the right cover.
Our team help farmers build and maintain their rural insurance portfolio covering farm property, machinery and equipment, livestock and crops.
Our brokers will act on your behalf if you need to make a claim and from start to finish we can guide you through the process. We operate to the standards of the Insurance Brokers Code of Practice and can guide you through any complaints, should you have any unresolved issues.
Farm Property Insurance
Often, family-run farming operations have been passed down across generations and at Spencer and Bennett we understand how important the farm is as a business but also as a family legacy. With Farm Property Insurance we can help you find the right cover for buildings on your farm including the family home.
Farm Motor Insurance
Have you reviewed your Farm Motor Insurance recently? If not, you may be paying too much for cover you don’t need. For example, you may have taken out Comprehensive Cover on vehicles and equipment, where Fire, Theft and Third Party Property Damage may be sufficient. Our brokers can help you navigate different levels of cover to make informed decisions about what you and your farming business actually need.
Have you just spent a small fortune on breeding stock for your herd? Newly purchased Rams or Bulls from sales and auctions are not necessarily covered by regular transit insurance. Furthermore, your latest stud additions could be susceptible to ill-health or injure themselves making them unable to reproduce. Our insurance team can provide appropriate cover for your sheep and cattle, with cover options that include Mortality, Loss of Use Due to Accident and Loss of Use Due to Illness or Accident.
We know that the success of your crop plantings equates to money in the bank. Sometimes, Mother Nature has other plans and our brokers are here to help you find the appropriate cover for your enterprise. Whether you are growing wheat, canola, rice, cotton or grapes – we help you find the cover you need. Options available include Hail and Fire Cover, Frost Cover and Multi-Peril Cover amongst others, but we will find the best-suited option for cropping enterprise.