Insurance – Nobody wants it, but everybody needs it.


Don’t risk being underinsured or paying for cover you don’t need.

Navigating the complexities of your business, property and personal insurance takes the expertise of a qualified and experienced professional. We are part of Australia’s largest general insurance broker network, Community Broker Network, and a member of Steadfast, which allows us to access the best insurers in the market and ensures we achieve excellent outcomes for our clients.

At Spencer and Bennett, we will review your existing insurance policies and find appropriate products to protect you when you need it most. We offer a range of covers and competitive premiums to protect your domestic, commercial, and small or large-scale rural assets.

Meet our team…

Spencer & Bennett insurance team. Renae Testoni
Renae Testoni

AR# 1281089
Dip. Insurance Broking

With over 13 years in the Insurance industry, Renae brings a wealth of knowledge and experience as the team leader of the Spencer & Bennett Insurance Division.

Working alongside you, Renae will ensure you have the right insurance cover to protect you, your business, and your assets when disaster strikes.

Renae has formed strong relationships throughout her career and understands the local community and industries, as well as the challenges your business might face in the Riverina.

Renae operates out of the Spencer & Bennett – Yenda Producers site at 577 Kidman Way, Tharbogang

Contact Renae Testoni

0437 731 381


Spencer & Bennett insurance team. Sharon Power
Sharon Power


Sharon is new to the role of Insurance Broker, commencing with Spencer and Bennett in October 2019.

Sharon has many years of experience within the Finance Industry and is committed to assisting you to evaluate risks and sourcing the right cover to meet your specific needs.

As a Steadfast Broker, Sharon will be working for you creating a solid link between your business operations and your insurance needs.

Sharon operates out of the Spencer & Bennett – Yenda Producers site at 577 Kidman Way, Tharbogang

Contact Sharon Power

0409 719 602


Rural Insurance

Often, family-run farming operations have been passed down across generations and at Spencer & Bennett we understand how important the farm is as a business but also as a family legacy.


> Farm Property

Our insurance brokers can help keep your family legacy protected with cover for your family home, farm buildings, above ground improvements and rented homes.

> Farm Motor Vehicle, Machinery and Implements

Have you reviewed your Farm Motor Insurance recently? If not, you may be paying too much for cover you don’t need. For example, you may have taken out Comprehensive Cover on vehicles and equipment, where Fire, Theft and Third Party Property Damage may be sufficient. Our brokers can help you navigate different levels of cover to make informed decisions about what you and your farming business actually need.

> Livestock

Have you just spent a small fortune on breeding stock for your herd? Newly purchased Rams or Bulls from sales and auctions are not necessarily covered by regular transit insurance. Furthermore, your latest stud additions could be susceptible to ill-health or injure themselves making them unable to reproduce. Our insurance team can provide appropriate cover for your sheep and cattle, with cover options that include Mortality, Loss of Use Due to Accident and Loss of Use Due to Illness or Accident.

> Crop Insurance

We know that the success of your crop plantings equates to money in the bank. Sometimes, Mother Nature has other plans and our brokers are here to help you find the appropriate cover for your enterprise. Options available include Hail and Fire Cover, Frost Cover and Multi-Peril Cover amongst others, but we will find the best-suited option for your cropping enterprise. We work with you to provide products for:

  • Winter Crops
  • Summer Crops
  • Cotton
  • Wine Grapes

> Public Liability

As a land-owner, our team can help keep you protected with public liability insurance options.

Domestic Insurance

  • Building Construction – Commercial or Domestic Dwellings during the construction period
  • Home & Contents – Your Home, Sheds, Solar Systems and Contents
  • Motor Vehicle – Cars, Utilities, Motor Cycles, trailers
  • Personal Accident & Illness – Directors, Personal, domestic or overseas
  • Landlord – Rental Homes, Units and Flats
  • Residential Strata and Body Corporate
  • Pleasure Craft – Speed Boats, Tinnies, Hulls, Trailers and Motors
  • Caravan/RV – Motor Homes, Caravans, 5th Wheelers and Campervans

Business Insurance

  • Machinery / Equipment – Business Plant & Machinery, Heavy Equipment
  • Commercial Motor – Fleet Insurance, Business vehicles
  • Industrial Special Risk – Larger Businesses, Buildings, Stock, Plant and Machinery, plus trading income
  • Public Liability – Public & Products, Business, Medical Practices, Associations, Events and many more
  • Professional Indemnity – Covering Professional Advice and Design Work
  • Tradies & Contractors – Plumbers, Motor Repairers, Electricians, Spray contracting, Pest Extermination, Earthworks, Cabling
  • Strata – Commercial, Body Corporate
  • Management Liability – Directors & Officers
  • Marine / Transit – Goods and products transported around Australia or Overseas

Contact our team

Renae Testoni

Insurance Broker

Phone (02) 6966 8902

Mobile 0437 731 381

AR #1281089


Terms of Engagement

Sharon Power

Insurance Broker

Phone (02) 6966 8902

Mobile 0409 719 602

AR# 1280688


Terms of Engagement

Suzanne Alpen

Insurance Broker

Phone (02) 6966 8902

Mobile 0475 080 154

AR# 1308309


Terms of Engagement

Katelyn Quinn

Administration & Claims Handling

Phone (02) 6966 8902


Spencer & Bennett – Yenda Prods Pty Ltd

Corporate Authorised
Representative No. 257472

ABN: 97 080 911 959
PO Box 1446, Griffith NSW 2680
T: (02) 6966 8902
F: (02) 6964 0237


When we are advising and dealing in General Insurance Products we are acting as a Corporate Authorised Representative of Community Broker Network.

ABN 60 096 916 184  |  AFSL 233750

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Contact Us

577 Kidman Way,
Tharbogang NSW 2680

(02) 6966 8902